It is still very difficult to know when and where the earthquake will come. Recently there was an earthquake in areas from Nepal to Delhi-NCR. During this time, there is the highest danger of loss of life and property. Houses can also fall when the earthquake has high intensity. In such a situation, if the house was built with hard work, does the insurance company pay it?
Whether your insurance provides financial assistance in the event of natural disaster or not? Actually, if you also want to cover any damage caused by earthquake, then you need to take home insurance plan. If you take this plan then you can get the benefit of it.
If you have taken home insurance, then you have to keep in mind that you must add a natural disaster plan to your plan. If you add this scheme, you get coverage in terms of natural disasters like earthquake. On the other hand, if a natural disaster has not been added to your plan and you are not paying attention to it.
Or if the company does not give you information about it, then you cannot claim it if there is a loss. Actually, most of the insurance companies or brokers you are taking insurance do not tell you about the natural disaster scheme. In such a situation, it is your responsibility to talk to them and include them in your plan.