Utility News Desk!!! Many schemes are run by the Government of India for the citizens of the country. These schemes have been brought keeping in mind different sections of the people of the country. The poor get the most benefits from the schemes run by the government.
Life is full of uncertainties. There is no telling what will happen when. That’s why many people now get life insurance. But not everyone has enough money to buy life insurance. Therefore, a scheme is being run by the government for such people, in which poor people can also get life insurance under this government scheme. The name of this scheme is Pradhan Mantri Jeevan Jyoti Bima Yojana. Let us know what is the eligibility for the scheme. And how can this scheme be availed?
Pradhan Mantri Jeevan Jyoti Bima Yojana was launched by the Central Government in the year 2015. The objective of this scheme was to provide insurance to those people who are not able to take life insurance themselves. Let us tell you that anyone can take advantage of this government scheme. Pradhan Mantri Jeevan Jyoti Bima Yojana is a life insurance plan. In which the beneficiary will have to pay a premium of Rs 436 annually. At the same time, in case of death of the scheme holder due to any accident or incident, Rs 2 lakh is given to the family members.
Any Indian citizen between the age of 18 to 50 years can take advantage of this scheme run by the government. Let us tell you that apart from Indian citizens, non-resident Indians can also take advantage of this scheme. Those who have a bank account in India. To apply for the scheme, you can download the form by visiting the official website https://www.jansuraksha.gov.in. After filling which you can deposit it in the bank. Or you can also apply through net banking of your bank.
To apply for Pradhan Mantri Jeevan Jyoti Bima Yojana, the applicant must have Aadhar card, PAN card, photo, active bank account and mobile number and some required documents along with the scheme form. Please note that after applying for the scheme, the installment will be auto debited from your account. The policy will be renewed every year on 31 May.