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You will also make your retirement fun, small investment, learn full details here

by Kavita Nagar
July 15, 2025
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After retirement, everyone wants to invest their money in a place where they can get good returns. If you are also looking for a good investment option after retirement, then we tell you about a scheme that can prove to be better for you. This scheme belongs to the post office.

The post office scheme is named Senior Citizen Saving Scheme. Most of the banks are giving only 6.50 percent returns to senior citizens on bank FDs, but senior civil savings scheme is giving 8.2 percent annual returns. After retirement, this post office scheme can prove better for you. To invest in this scheme, you must be over 60 years of age.

If a person has taken a voluntary retirement scheme (VRS) over 50 years of age, he can also invest in this scheme. Apart from this, people retired from the defense sector can also invest money in this scheme of post office.
Let us tell you that in this scheme a person can invest from Rs 1,000 to Rs 15 lakh. If you want to invest less than 1 lakh rupees, then you can open an account with cash. If you deposit more than 1 lakh rupees, then you have to submit a check.

By investing in this scheme of post office, customers can get 50 thousand rupees. There is a tax exemption on investment of 1.5 lakhs. In this scheme, you will get a return of Rs 14.28 lakh by investing Rs 10 lakh for 5 years. This scheme can be invested for 5 years. After this, investment in the scheme can be increased by 3 years.

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