Absolutely like a regular bank account, in which your employer deposits your salary every month. You also take salary and also transactions. But, have you ever thought how useful your salary account is? Do you know the great offers and benefits you get on it? If not, there is no surprise in this. Because, a bank hardly mentions these benefits while opening a salary account. The bank also offers services of classic salary account, wealth salary account, Basic Savings Bank Deposit Account-Sarery and Defense Salary Account. But, not many people know about them.
Salary account customers get better interest rates on personal loans and home loans. The bank can offer you a loan at a low interest rate. Overdraft facility is available in salary account, which makes it easier to withdraw money even if there is no money in your account in an emergency. Many banks provide priority services to salary account holders, in which you get fast service, special customer service numbers and special offers. Credit card Offeri Bank salary pays free credit cards and excellent offers to account holders. This includes the annual fee and discount on reward points. Many times, digital services like NEFT, RTGS are free in salary account, making money transfer easier and economical. Banks offer free check books and debit card services on Aks Pay Account. These small expenses can cause savings for you. Banks usually offer many free ATM transactions every month in salary account, so that you can withdraw cash without additional charge if you need money. Most of the salary accounts provide the benefit of zero balance, which means that you do not have to worry about maintaining the minimum balance in your account. This facility is not available in a savings account.