Bike Chori Hone Par Claim Kaise Karen: Bike theft incidents have become common nowadays, and it can be a matter of concern for any bike owner. If your bike is stolen, it is necessary to adopt the correct process instead of panic, so that you can get insurance claims. Here we are telling you in detail what steps should be taken in the event of bike theft.
1. immediately file a report with the police
The first step in the case of bike theft is to go to the nearest police station and register an FIR (first information report). While filing the report, keep in mind the following things:
Give full details of the theft, such as the bike model, color, number plate, place and time. Explain the location of the champi clearly. Don’t forget to get the FIR copy or its number, because this is the necessary document for the insurance claim.
2. Inform the insurance company immediately
After registering an FIR, immediately inform your insurance company about theft. For this you can use the following mediums: Call the helpline of the insurance company. Please inform through the email. Go to the official website of the company and enter the claim information. Keep in mind that the insurance company is required to give information about the theft within 24 to 48 hours, otherwise the claim can be rejected.
3. Get and fill the claim form
After informing the insurance company, get the claim form and list of necessary documents from them. Fill the claim form carefully and give all the information sought in it correctly.
4. Submit the required documents
Collect and submit all the necessary documents sought by the insurance company. The following documents are usually required:
Copy of FIR. Bike Registration Certificate (RC). Copy of legitimate insurance policy. Your identity card (eg Aadhaar card, PAN card). Bike’s chassis number and engine number. Bike’s original key (if available).
5. Survey by insurance company
Insurance companies may appoint their surveyor to check the theft claim. The surveyor will confirm the following:
Is the bike really stolen? There is no disturbance in the documents? Police report investigated.
6. Assessment and approval of claim
After all documents and investigation are confirmed, the insurance company processes the claim. There are two possibilities under this: Complete compensation: If all documents are found correct, the insurance amount is paid. Optional compensation: In some cases a partial amount can be paid according to the policy.
7. Keep an eye on the condition of the claim process
The insurance claim process may take time. Therefore, regularly contact the insurance company and take information about the status of your claim.
Important tips
Do not panic in the case of bike theft and complete the process patiently. Update the policy from time to time and read the conditions given in it carefully. Get GPS trackers in the bike, so that it is easy to find the bike in cases of theft. Always park the bike in a safe place and use strong locks. By adopting this process, you can get proper insured in the case of bike theft.
