The importance of health insurance has increased significantly in the country due to the Corona epidemic. Health insurance also protects you from any major illness and sudden hospitalization expenses. Apart from this, after taking health insurance, you should pay special attention to some information while availing it, otherwise the health insurance company may refuse to give you the claim. Today we will tell you all the reasons due to which your claim can be rejected.
Being Actively Treated: The biggest condition for claiming in a health insurance policy is that you are actively being treated by doctors and nurses in the hospital. This is often referred to as Being Actively Treated in health insurance policies. For example, if you go to see a doctor in a hospital for some reason and the doctor asks you to be admitted to the hospital for a day only for observation, in this case the insurance company can refuse to give you the claim because you are only Were under the supervision of doctors and not you were being treated there.
Pre-existing Diseases,, If you have diseases like high blood pressure, diabetes etc. then you will not get insurance cover from day one. It may take up to 12 to 48 months depending on the insurance company to cover these diseases. You will not get insurance cover if you are admitted to this hospital.
Miscellaneous Charges: According to the website of ICICI Lombard, the insurance companies do not pay the registration charges, admission fees, and service charges etc.
Health Supplements: If health tonic and protein shake is not consumed by a person to combat the disease, then it will also not be paid by the insurance company. Apart from this, if any health tonic and protein shake is prescribed by a doctor, then it will be included in the insurance claim.