Summer havoc is increasing every year. When the temperature crosses 40 degrees, the women are most affected by working on the roads, sweating in the fields and women engaged in construction work. In such a situation, a plan has now come which will get the money directly from the heat – Heatwave Insurance Scheme.
🧕 Who is the plan for?
Working women will get direct benefit
Women who do farming, construction, garbage picking up, selling vegetables or any kind of hard work and are members of the Self-Emploid Women’s Association (Sewa), they can avail the scheme. They do not need any claim form – direct money in the bank account.
💰 How much money will you get?
Women are given an insurance amount ranging from ₹ 400 to ₹ 1600 when the temperature goes above 40 ° C. This amount depends on how much temperature went up in your district.
📍 Where is the scheme applicable?
In 2024, the scheme was launched as a pilot project in Rajasthan, Gujarat and Maharashtra, including 50,000 women.
Now it has expanded in 2025 and now the scheme has reached 2.5 lakh women from Rajasthan, Gujarat, Maharashtra, Uttar Pradesh, Bihar, Assam and Jammu and Kashmir.
📊 2024 effect – When money came in summer
In the year 2024, when the temperature between 18 and 25 May went above 40 degrees, 92% of women out of 50 thousand were paid insurance. This means – There was some relief in his pocket even in the scorching heat.
🩺 Why the effect of heat on women?
Women face serious problems such as rashes, headaches, UTIs and even abortion due to heat. In such a situation, this insurance scheme works both health protection and financial assistance.
🗣️ What does CRA’s CEO say?
CRA CEO Kathy Baghman McLod says that this insurance scheme and cash assistance is giving women the option to live and earn in scorching heat. Climate change is pushing women towards poverty, and this insurance is an attempt to bring them out of that marsh.
