Udyogini Scheme for Women Entrepreneurs 2024- Udyogini Scheme is a loan giving scheme of the government whose objective is to provide help to women to stand on their feet and become financially capable. This is not a new scheme but it was started by the Government of India in 1997-1998 which was later revised in the year 2004-05. However, it is limited to Karnataka only and women of this state can get its benefit. Only women between 18 years to 55 years of age are eligible for Udyogini Yojana loan and the loan amount can range from Rs 1 lakh to Rs 3 lakh. While giving this loan, the government also checks whether you have defaulted in the previous loan.
If you apply for loan under this scheme, then your family income should not exceed Rs 1.5 lakh. It is noteworthy that there is no limit on family income for widow or disabled woman. Those women can apply for Udyogini Yojana loan whose business is registered under Udyogini Yojana and they want a loan for the same business. For more information related to personal finance, you can get information on these links – Women, this time instead of FD, get FD laddering done, this method will give amazing benefits! Apart from this, you can also read – No money left, not able to save? These 5 ways to keep your notes in your wallet
Whenever you apply for a loan, along with filling the loan form of Udyogini Yojana, you will need these documents – passport size photograph, photocopy of Aadhar card, family income proof slip (annual income certificate), details of the business you are running. If you want a loan then you must have any training or experience for it, then its certificate, copy of ration card or voter ID. Also caste certificate (if any) if you fall in SC/ST category. In the loan taken for business, quotation will be required for the capital expenditure for machinery, tools etc. Is. For more such information related to women and personal finance, you can click here.
Some of the 88 businesses for which a woman can get loan under this scheme are as follows – Agarbatti, manufacturing, audio and video cassette parlor, bakery, banana soft leaf, bangle making, beauty parlor, bedsheet and towel manufacturing. , Book Binding & Note Book Manufacturing, Bottle Cap Manufacturing, Cane & Bamboo Articles Manufacturing, Canteen & Catering, Chalk Crayon Manufacturing, Slipper Manufacturing, Cleaning Powder, Clinique, Coffee & Tea Powder, Condiments, Corrugated Box Manufacturing, Cotton Yarn Manufacturing Creche, Cut Fabric Trade, Dairy & Poultry Related Trade, Diagnostic Lab, Dry Cleaning, Dry Fish Trade, Eat Out, Edible Oil Shop, Energy Food, Fair Price Shop, Fax Paper Manufacturing, Fish Stalls, Flour Mill , Flower Shops, Shoe Manufacturing, Firewood, Gifts Shop, Gym Centre, Handicraft Manufacturing, Home Goods Retail, Ice Cream Shop, Ink Manufacturing, Jam, Jelly & Pickle Manufacturing, Job Typing & Photocopy Service, Jute Carpet Manufacturing, Leaf cup manufacturing, libraries, mat weaving, matchbox manufacturing, milk booths, mutton stalls, newspapers, weekly and monthly magazine vending, nylon button manufacturing, old paper marts, paan and cigarette shops, betel leaves or chewing leaves. Shop, papad making, phenyl and naphthalene ball manufacturing, photo studio, plastic goods trading, pottery, printing and dyeing of clothes etc. For more information about this you can visit the government website- https://www.myscheme.gov.in/schemes/us
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Tags: Bank Loan, business loan, business news in hindi, scheme, Women’s Finance
FIRST PUBLISHED: March 18, 2024, 15:05 IST