Omicron cases are increasing in the country and around the world. Many people are also expressing the fear of the third wave of corona epidemic around the world. Where after the calm of one and the second wave, life was gathering its pace back and everyone was planning every function as before the Corona period. At the same time, the threat of the third wave of Corona has raised everyone’s breath.
In view of the increasing cases, a yellow alert has been issued in the capital Delhi. Under this rule, no more than 20 people can gather in Delhi for marriage or any kind of function. In such a situation, people who have already booked various things for marriage in January and February are now worried a lot. Many people are canceling marriages even after suffering some loss. However, now you can get a benefit of 10 lakhs if the marriage is canceled due to corona.
Yes, you heard it right. If the marriage is canceled, you can get 10 lakhs. Many insurance companies in the country have started insuring marriage. In which cover will be given on everything from the cancellation of marriage to theft of jewellery. Under this insurance, you will get advance paid to the caterer, advance money for any hall or resort booked, advance money paid to travel agencies, money for printing wedding cards, music and DJ money and decoration money. Will get cover.
However, the sum insured depends on how much you have insured. The most important thing in this is that even if the date of marriage changes due to any reason, even then its claim can be passed. To get insurance, you have to pay a premium of only 0.7% to 2 percent of your sum insured. That is, if you insure 10 lakh rupees, then you will have to pay premium only from 7500 to 15000.
Claim will not be received in these circumstances
– terrorist attack
strike of any kind
– Sudden cancellation or breakdown of marriage
– The bride or groom getting kidnapped
– If the bride or groom misses the flight or train due to their own fault at the wedding
– Damage to wedding clothes or personal belongings
– Venue change or cancellation abruptly
– Due to electrical or mechanical fault
– Damage caused by wrong maintenance of wedding venue
– intentionally causing harm or committing suicide
Know what is its process
Before taking insurance, you have to give all the information about the wedding expenses to the insurance agency.As soon as you have a loss, you must inform your insurance company immediately.After this, if any of your things have been stolen, then inform the police about it and the copy of the FIR will have to be handed over to the insurance company.Fill out the claim form and submit all the documents together with the company.Your insurance company will take all the information by sending a representative for its investigation, then only the claimed money will be returned.If your claim turns out to be true, then the insurance company will fully compensate the loss. However, if your claim is made in any wayIf proved wrong, the claim will be automatically rejected. After the claim is passedIn any case, the Wedding Insurance claim will be settled within 30 days.