Jaipur. Chief Secretary V. Srinivas has given many important instructions regarding digital and financial literacy, timely distribution of agricultural and other loans in the state, which will provide a big boost to employment and the economy.
To achieve the goal of Developed Rajasthan – 2047, the Chief Secretary also directed to ensure 100 percent credit-deposit ratio, substantial increase in deposits and expansion of credit, which will provide more help in setting up new enterprises, starting self-employment and giving impetus to the economy. The Chief Secretary directed to conduct the distribution of agricultural loans up to Rs 2 lakh on a fast track basis so that farmers get timely loans and the rural economy gets more momentum. He directed all the bankers present in the meeting to make coordinated efforts to achieve the goal of making the state the first state in the country to have a digital Kisan Credit Card on agricultural loans of more than Rs 2 lakh, this will prove to be very beneficial for the farmers.
The Chief Secretary directed that financial inclusion should increase and banking services should be within the reach of every person. The distance of a bank branch from any village is 5 km. Do not exceed. For this, instructions were given for survey/physical audit. Instructions were given to improve the quality of proposals/applications for loans in government sponsored schemes so that timely decisions on loan approvals are taken and better data is available about the feasibility/survivability of the project. Make sure to inform the applicant about the decision on the application regarding bank loan within 14 days so that if approval is given, he can start the project on time and the cost of the project does not increase. If approval is not received, the application can work on alternative possibilities. He has also given instructions to publicize the Jan Samarth portal among the potential applicants for various schemes and explain its functioning.
The Chief Secretary has given instructions to organize a multi-media awareness campaign to ensure secure digital transactions for effective prevention of financial cyber fraud.
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