Festive season is going on. Meanwhile, many banking transactions have also come to a halt. Before leaving home, many people are wondering whether banks will be open or closed today. Going to the branch without knowing the status can cause problems, so before going to the bank, find out whether the banks are open in your city today or not.
Are banks open or closed today, January 16?
According to the Reserve Bank of India (RBI) list of bank holidays for January 2026, today, January 16 (Friday), banks are closed in some states, while in many other places they are open normally. This means that today’s holiday is not for the entire country, but it is state-specific.
In which states banks will remain closed today?
Today, January 16, banks are closed in Tamil Nadu due to Thiruvalluvar Day.
Banking services will not be available in the entire state including Chennai.
Apart from this, banking services will also remain closed in Andhra Pradesh and Telangana today due to Kanuma festival.
There is a possibility of a local holiday in Puducherry also.
Banks will remain open in these states today
If you are in Maharashtra, Delhi, Uttar Pradesh, Bihar, Madhya Pradesh, Rajasthan or Punjab, then there is good news. Banks will remain open here today and will function normally. However, it is advisable to confirm with your nearest bank before visiting the branch.
How does RBI decide bank holidays?
RBI divides bank holidays into different categories. These holidays are based on the Negotiable Instruments Act and state-specific local festivals. Every state has different traditions and festivals. Therefore, it is not necessary that if banks are closed in one state, they will remain closed in the entire country.