Saving money at the right time and at the right place is more important than just earning money. Often, wrong investment decisions can lead to financial losses. We often struggle to understand how and where to effectively invest our earnings, or how to divide our expenses—to meet both our needs and our personal desires—while also creating a separate savings fund to ensure our financial security in the future. To achieve this, proper planning is very important.
free finance apps
Today, we are going to tell you about many free finance apps that can prove to be very helpful for you. Through this article, we will provide complete information about the apps that are designed to make your financial planning stronger and easier.
**Zerodha Coin** – This is India’s largest discount broker. Through its ‘Coin’ app, you can invest directly into mutual funds, completely free of cost. Since you don’t have to pay commission to any distributor when investing through this platform, you actually get an additional return of 1–1.5% every year.
**Groww** – This is generally considered to be the most user-friendly app for new investors. It lets you open a free Demat account and invest in mutual funds without paying any commission.
**IndMoney** – This app lets you manage all your existing investments—from Provident Fund (PF) to mutual funds and stocks—in one place. It also gives you a chance to invest in shares of big American companies like Apple and Google.
**OneScore** – This app lets you check your CIBIL and Experian credit score without any spam calls or ads. It also gives you personalized advice on how to improve your credit score.
**Paisabazaar** – Through this platform, you can also check your updated credit score every month, that too completely free. Another special feature of this app is that it lets you compare different loan and credit card offers offered by different banks side by side.
**CRED** – This is a members-only app specifically designed for paying credit card bills. However, its membership is available only to those who have a credit score of 750 or more. With CRED Money, you can check your bank account balance and transactions, all in one place. It also offers many other great features.
Walnut—This app analyzes your bank SMS notifications to break down your expenses (like shopping, dining, and travel) into different categories, helping you understand where your money is really going. Additionally, it manages your budget without any manual data entry and even sends reminders for bill payments.