The government told the Rajya Sabha on Thursday (July 23, 2026) that a total of ₹9,330.56 crore were deposited in inactive Employees Provident Fund (EPF) accounts as of March 31, 2026. MP R. Girirajan had raised questions about the total unclaimed amount in EPF and other pension accounts and the government’s plans for these accounts. Responding to this question, Minister of State for Labor and Employment Shobha Karandlaje said that a total of ₹9,330.56 crore were deposited in inactive EPF accounts as of March 31, 2026.
Karandlaje said the Employees’ Provident Fund Organization (EPFO) is running an awareness campaign – using social media platforms and ‘Nidhi Aapke Nicht’ (NAN 2.0) initiative – to spread information about EPF services and inoperative accounts among employers and employees. Such a huge amount (₹9,330.56 crore) in inactive accounts means that many employees have not yet claimed their EPF funds. If you are also one of such employees, then you can come forward to claim your dormant EPF funds.
What is inoperative EPF account?
According to the EPFO website, an account is considered ‘dormant’ when no contribution has been made to it for three years after the account holder retires, permanently settles abroad or dies. Currently, interest continues to accrue on all accounts until the member reaches 58 years of age. There are two categories of inactive EPF accounts:
Dormant accounts that do not fall into the category of ‘transaction-less accounts’ are classified as:
1. Inactive accounts which do not have UAN
2. Dormant accounts which already have UAN
Will I get interest on my dormant account?
No. According to the EPFO website, currently interest on all accounts is available only till the member reaches the age of 58 years.
What should I do if my account gets deactivated?
If you are currently working in any company or institution covered under the EPF and MP Act, 1952, then you should transfer your funds to your new account online or offline. If you are retired, you can withdraw the amount as per EPFO guidelines.
How does EPS Pension Account work?
Explaining how pooled pension accounts work, Karandlaje said the pension fund under the Employees’ Pension Scheme (EPS), 1995 is a pooled fund that has contributions from the employer and the central government. Karandlaje said that benefits from the fund are given after the death of the member or his family. Are eligible. There is no time limit for claiming these benefits. Under EPS, pension payment or withdrawal benefit – along with any outstanding balance – is made after the claim has been received and settled.
