The central government has started many schemes to provide financial assistance to women and girls. Through these schemes, women and girls get financial assistance and their future is also secure. One of these schemes is Sukanya Samriddhi Yojana. Under this scheme, any parent can open an account in the name of the girl child up to the age of 10 years. In which up to 1.5 lakh rupees can be deposited annually for a better future of the girl child.
Under Sukanya Samriddhi Yojana, this fund can be used for education when the daughter turns 18 and for marriage when she turns 21. Let us tell you that Sakunya Samriddhi Account can be opened in any bank or post office. In this scheme, parents can deposit a minimum amount of Rs 1000 initially in the name of their girl child and then in multiples of Rs 100. At the same time, a maximum of Rs 1.5 lakh can be deposited in this account in a financial year, which is also exempted from income tax.
The problem comes when changing the city – There are times when you face problems in operating the Sukanya Samriddhi account on transfers. In such a situation, Sukanya Samriddhi Account can be transferred to another branch of another bank or post office. With this, your Sukanya Samriddhi account does not even get closed and you also get the full benefit of the scheme on time. Explain that only one Sukanya Samriddhi account can be opened in the name of a girl child.
How to transfer Sukanya Samriddhi account
, To transfer the account, you have to submit an application to your bank.
, Along with this, the details of the bank, branch and city in which the account is to be transferred will also have to be given together.
, The old bank will make a draft of the entire amount of Sukanya Samriddhi Account and give it to you.
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, After this the old bank will transfer your account to that bank where you want.
, Investment in this account can be started again by submitting the draft here and after giving KYC details.