If you are planning to visit the bank to complete your important transactions today, Saturday, January 17, 2026, it is important to know whether banks are open or closed. This is because today is the third Saturday of January. As per RBI rules, banks usually remain open on the third Saturday. However, banks are closed in one state today due to a local festival.
Where will banks remain closed today?
As per the RBI bank holidays calendar, banks will remain closed only in Chennai, Tamil Nadu on January 17. This is due to Uzhavar Thirunal, a festival associated with farmers in the state. The festival is dedicated to farmers and agricultural labourers, honoring their contributions. Therefore, banking services will not be available in Tamil Nadu.
What is the situation in other states?
Except Chennai, banks will remain open in all other states of the country. Bank branches in Delhi, Uttar Pradesh, Rajasthan, Maharashtra, Madhya Pradesh, Bihar, Punjab, Haryana and other states will work like normal on Saturday. Since today is the third Saturday, banks will not remain closed in these states. Customers can visit the branches to complete their important transactions.
What services will be available today?
Where banks are open, cash deposits, withdrawals, check deposits and other branch-related services will be available. Even in places where there is a holiday, net banking, mobile banking, UPI and ATM services will continue to operate normally. However, check clearing and counter related services will not be available during holidays.
Further holidays in January:
– January 18 (Sunday): Banks will remain closed across the country.
– January 23: Banks will remain closed in Agartala, Bhubaneswar, Kolkata and Chennai due to Netaji Subhash Chandra Bose Jayanti, Saraswati Puja and Veer Surendra Sai Jayanti.
– 26 January (Republic Day): Banks will remain closed across India.
Normal bank opening hours:
Most government banks like SBI, Bank of India and PNB are open from 10:00 AM to 4:00 PM. HDFC, ICICI and Axis Bank usually operate from 9:30 am to 4:30 pm. If you are in Chennai, it would be better to do your banking transactions online today. Customers living in other states can go to their bank branches and do their transactions without any hassle.