Digital payments are changing rapidly in India, and now there’s an exciting new feature for UPI users. With the help of this new feature, you can now make payments even without entering your UPI PIN. Yes—now you will not need to enter your PIN every time, because now you can also make payments using fingerprint and facial recognition. However, this facility has been specifically introduced to make small amount transactions faster and safer. Come, let us know about it in more detail…
**What is the new biometric UPI feature?
Basically, this feature allows users to use biometric authentication instead of UPI PIN; This means that now you can make payments easily through fingerprint scan or facial scan. However, for now, you can only transact up to ₹5,000 through this method. For amounts exceeding this limit, you must enter your PIN.
ICICI Bank started it
You can use this feature through ICICI Bank’s iMobile app. Through this platform, users can now scan QR codes, shop online and complete personal transactions using biometric authentication. This feature uses the biometric data already stored in your mobile device. Apart from this, you can also turn this feature on or off as per your choice.
This facility is also available on PhonePe
Not only this, but the same facility is also available for PhonePe users, so you can make payments in just one tap. If biometric authentication doesn’t work, you also have the option of using a PIN. This feature can prove to be very useful for making secure payments in crowded or busy places.
Also available on CRED and Paytm
This facility is not limited to PhonePe only; You can also make payments through CRED using biometric authentication. Additionally, the same facility is also available on Paytm, where you can choose to make payments using biometrics, making the transaction process even easier and convenient.