The Uttar Pradesh government is implementing a scheme aimed at making the youth self-reliant. The name of this scheme is ‘Mukhyamantri Gramodyog Rojgar Yojana’, under which youth can take a loan of up to ₹ 10 lakh at an interest rate of only 4% to start their own industry. These loans will be given through banks, and the government will give huge interest subsidy on them. The process of application under this scheme for the financial year 2026-27 has already started. If you also want to take advantage of this scheme and start your own business, then please read this article carefully. This is a great opportunity for the youth to change their fortunes and provide employment to others.
Which categories of people are eligible for the loan and at what interest rate will they get the loan?
Reserved Categories: 0%
Normal range: 4%
It is important to note that applicants belonging to Scheduled Caste (SC), Scheduled Tribe (ST), Other Backward Class (OBC), Minority, Women, Ex-Servicemen and Disabled categories will not have to pay any interest on their term loan. The government will bear the entire amount of interest.
Who can apply?
The age of the applicant should be between 18 to 50 years.
It is mandatory to have passed at least 8th class.
General category applicants will have to contribute 10% of the total project cost from their own resources, while reserved category applicants will have to contribute only 5%.
The applicant should not have previously taken a loan from any government institution or Khadi Board.
Documents required for application
Passport size photograph and Aadhar card.
Certificate of Educational Qualification (Marksheet).
Proof of Residence (Basic Residence Certificate) and Population Certificate.
No Objection Certificate (NOC) from the village head (Gram Pradhan).
Caste certificate (if applicable).
Detailed Project Report (DPR): This includes the complete outline and estimated cost of the specific business/industry you want to start.
How to apply for bank loan?
Visit the online portal:** Visit the official website of Uttar Pradesh Khadi and Village Industries Board and click on the link ‘Mukhyamantri Gramodyog Rojgar Yojana’.
**Registration:** Register by filling your basic information to create a unique login ID.
**Fill the Form:** Complete the application form by providing your personal information, educational qualifications and specific details related to your proposed industry/project. **Upload Documents:** Scan all the required documents mentioned above and upload them on the portal.
**Submission and Verification:** After submitting the form, the District Village Industries Office will verify your application. If you are found eligible, your application will be sent to the concerned bank for loan approval.
Where to contact for further information?
If you face any difficulty while applying or you need more information, you can directly contact District Village Industries Office, 8-Cantt Road, Kaiserbagh, Lucknow. Apart from this, you can also contact through the following helpline numbers:
9580503141
7376766427
