September is about to end and October is just three days away. The new month is going to start with many major changes (changing rules from 1 October). These include changes to affect every house and every pocket from the prices of LPG cylinder to pension rules. Let’s know about five such major changes, which will be applicable from the first date of next month.
October starts with big changes
Every month starts with many financial changes, and October is also bringing many such changes with itself which will directly affect the common man’s pocket. Changes in LPG prices in the festive season will prove to be a significant change in the budget of the kitchen, while oil marketing companies can also change CNG and PNG prices. Apart from this, the railway is also making changes in the rules related to online booking of train tickets, which will affect the railway passengers. Meanwhile, if you are a member of the National Pension System (NPS), Integrated Pension Scheme (UPS), Atal Pension Yojana (APY) or NPS Lite, then you will also have to face many major changes.
First change: LPG cylinder prices change
The most focus in changes from 1 October is on the prices of LPG cylinder, as it is directly connected to the kitchen budget. Oil marketing companies have changed the prices of 19 kg gas cylinders in the last few months, while the price of 14 kg domestic LPG cylinder has been unchanged for a long time. The prices of these cylinders from Delhi-Mumbai to Kolkata-Chennai were last changed on April 8, 2025. So this time some relief is expected. Prices of ATF, CNG and PNG may also change.
Second change: online tickets for only these passengers
The second change to implement from October 1 is related to the Railways. To prevent fraud in train ticket booking, Indian Railways has taken a major decision and has been implementing changes in the rules since October 1, 2025. Under this, from next month, in the first 15 minutes of opening the reservation, only those people who have done Aadhaar verification will be able to book online. This rule will apply to both IRCTC website and app. Currently, this rule is applicable to immediate booking. However, the time and process will remain the same for those who buy tickets from computerized PRS counters.
Third change: pension related rules will change
The third change will directly affect the nominated pensioners in NPS, UPS, Atal Pension Yojana and NPS Lite. The Pension Fund Regulatory and Development Authority has changed the fees charged by the Central Recordskeeping Agencies (CRA), which will be applicable from October 1, 2025. Next, government employees will now have to pay ₹ 18 for E-PRAN kit to open a new Pran and ₹ 40 for Physical Pran Card. The annual maintenance fee will be ₹ 100 per account. Atal Pension Yojana (APY) and NPS Light Customers have also been simplified the fee structure, which will be both ₹ 15, while the transaction fee will be ₹ 0.
Fourth change: Changes in this rule related to UPI
The month of October is also starting with changes for Unified Payments Interface (UPI) users. According to reports, if you use PhonePe, Google Pay and Paytm often for online payment, then the National Payment Corporation of India will be affected by the new changes being implemented by the Corporation (NPCI). The NPCI can remove the Peer-to-Pier (P2P) transaction, which is one of the most commonly used UPI features. As a way to strengthen user safety and prevent financial fraud, this feature will be removed from the UPI apps from October 1, 2025. This information was shared in a circular of July 29.
Fifth change: bumper bank holiday
October is the month of festivals, and if you have any important work related to the bank, then before leaving the house, see the list of October bank holidays issued by the Reserve Bank of India, otherwise you will reach the bank and lock it. The month begins with the holidays of Durga Puja, after which there are a total of 21 holidays throughout the month, including Mahatma Gandhi Jayanti, Dussehra, Lakshmi Puja, Maharishi Valmiki Jayanti, Karva Chauth, Diwali, Govardhan Puja, Bhai Dooj and Chhath Puja. It includes the second and fourth Saturdays as well as Sunday’s weekly holidays. However, these bank holidays may vary according to the state and city.
