The use of E20 petrol is increasing rapidly across the country. The government is working towards reducing fuel imports and curbing pollution by increasing the amount of ethanol in petrol. However, this has raised an important question in the minds of millions of vehicle owners: Can the use of E20 petrol cause engine damage, and if it does, can insurance companies deny the claim? There is a lot of confusion regarding this, especially among owners of older vehicles. Recently an important information has come to light which has removed the concerns of many people.
According to the information, the insurance claim will not be automatically rejected merely because E20 petrol was used. In other words, use of E20 fuel will not be considered a direct basis for rejecting the claim. However, to avoid future problems, vehicle owners should keep some important things in mind.
What does the new information say about the E20 petrol and engine?
E20 petrol contains a mixture of 20 percent ethanol and 80 percent petrol. Many new generation vehicles are already hitting the market with E20-compatible technology. At the same time, there are concerns regarding some old vehicles. ICICI Lombard has recently clarified that mere use of E20 petrol will not be a ground for rejecting the insurance claim. If any problem occurs with the vehicle, it will be investigated as per standard procedures.
This means that each case will be investigated based on its specific circumstances. However, if there is a serious violation of the manufacturer’s recommended fuel guidelines, or the loss is due to some other technical reason, a different decision may be taken after investigation. Therefore, vehicle owners should always follow the vehicle manufacturer’s advice.
What should vehicle owners keep in mind?
Experts believe that if your vehicle is E20-compatible, there is no need to worry about using E20 gasoline. However, owners of older vehicles must check the instructions given in the user manual of their car or bike. Regular servicing, use of good quality fuel and timely maintenance are essential to keep the engine safe. Insurance companies usually investigate the cause of the accident or damage and do not decide on the claim based solely on the type of fuel used.
This is the reason why many misconceptions spread about E20 petrol are gradually being removed. The government is promoting the use of ethanol-blended fuel and automakers are making their new models compatible with it. In this regard, it is important for vehicle owners to understand the technical specifications of their vehicle and use fuel as per the manufacturer’s guidelines. By doing this the engine remains safe and possible disputes can be avoided.
