RBI has not made any change in the repo rate, but has taken a big decision to stop the increasing online fraud. Under this decision, if you are a victim of a fraudulent transaction, you will get compensation up to Rs 25,000. This framework has been proposed to curb increasing banking fraud and encourage banks to adopt strict regulations. Apart from this, RBI has taken many important decisions to strengthen the banking system.
RBI Governor said that the country’s banking and NBFC sector is currently in a strong position. To further improve customer security, RBI is preparing to bring a new rule. Under this rule, compensation up to Rs 25,000 can be given in case of loss due to fraudulent transactions. A discussion paper will also be released to make digital payments more secure, which will include suggestions for setting transaction limits and providing additional security for special users like senior citizens.
What was the decision on repo rate?
This year’s first Monetary Policy Committee (MPC) meeting began on February 4, and its decisions were announced today. RBI has not made any change in the repo rate, maintaining it at 5.25%. Earlier, in December 2025, RBI had cut the repo rate by 0.25%, making it 5.25%. This rate will remain unchanged for now.
RBI’s GDP growth estimate
RBI has not yet given the full year GDP growth estimate for the financial year 2027. The Governor said that this estimate will be given after the release of the new GDP series in the monetary policy of April. However, growth estimates for the coming quarters have been increased. Real GDP growth is estimated at 6.9% in the first quarter and 7.0% in the second quarter.
