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Home Business

How to withdraw PF if you forget UAN? Know the step-by-step process and required documents

by Rajiv Mishra
February 14, 2026
in Business
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How to withdraw PF if you forget UAN? Know the step-by-step process and required documents
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It is common for private sector employees to forget their UAN number, which makes it difficult for them to withdraw money from their PF account. However, getting your Universal Account Number (UAN) is a simple task. You can get it online from the comfort of your home. Here, we will explain how to get your UAN and use it to withdraw your EPF (Employee Provident Fund) without visiting the regional office.

What is UAN?
Universal Account Number is a number that the Employee Provident Fund Organization (EPFO) gives to every employee who contributes to EPF. It is a unique 12-digit number that does not change throughout the employee’s career, no matter how many jobs they change. Using UAN, multiple EPF member IDs from multiple companies can be linked on a single platform.

How much money is there in your PF account? Find out from home with a message or call.

It also facilitates online and automatic transfer of the remaining provident fund balance on change of job, thereby reducing the interference of the employer. Once your UAN account is activated, you can visit the EPFO ​​portal to check your remaining balance, download your passbook and update your KYC details. Additionally, it eliminates the need for manual, paperwork or lengthy employer-dependent processes when changing jobs.

How to get your UAN number?
If you have forgotten your UAN, you can visit EPFO ​​Member e-Seva portal to get it.

First of all, go to the portal and select “Know your UAN” in “Important Links”.

Enter your registered mobile number and captcha.

Then enter the OTP received on your mobile phone.

Enter your name, date of birth and PAN/Aadhaar/Member ID.

In the next step click on ‘Show my UAN’.

How to get UAN using UMANG app and SMS
How to find forgotten UAN using UMANG app or SMS.

Umang App: Employees can install the app, go to EPFO ​​Services, select ‘Know Your UAN’, and verify their details with OTP.

SMS: You can also send SMS to 7738299899 (EPFOHO UAN KYA) from your registered mobile number.

How to withdraw PF money from EPFO ​​portal?

Visit the EPFO ​​portal and log in using your UAN and password.

Select the ‘Claim (Form-31, 19, 10C, and 10D)’ option under the ‘Online Services’ tab.

Enter the last four digits of the bank account number linked to your UAN to verify your identity.
Press ‘Yes’ on the undertaking and then select ‘Proceed to claim online’. In the ‘I want to apply for’ section, select the claim type – Form 19 (Final EPF Settlement/Complete Withdrawal), Form 10C (Pension Withdrawal if service is less than 10 years), Form 31 (Partial Withdrawal/Advance).
Next, enter your address, select the purpose (if partial), and click on ‘Get Aadhaar OTP’.
Enter the OTP received on the mobile number linked to your Aadhaar and submit the form.

Tags: BusinessPersonal Finance

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