Like every month, there will be many changes on 1 October. Whether it is a change in LPG prices, gold-silver and petrol-diesel prices. It is important to know about these changes before Dussehra and Diwali. Ignoring a single rule can be overshadowed by your pocket. Some rules are directly related to your savings, some with your pension scheme. Apart from this, changes in rail ticketing, online gaming, pension schemes and UPI rules have also been possible from October 1, 2025.
LPG cylinders, gold and petrol-diesel prices will change.
Gas and oil companies evaluate prices on the first date of every month. Based on this, oil marketing companies amend the prices of cylinders and CNG on the first date of every month. Domestic cylinder prices have been stable for the last few months, while commercial cylinders have fluctuated since April 8, 2025.
Railway ticket booking rules changed
Indian Railways will implement new conditions for online ticket booking from October 1. Under the new rule, the Railways has made Aadhaar verification mandatory within 15 minutes of booking normal tickets through IRCTC. This decision, which was currently applicable only to Tatkal tickets, will now also apply to general category reservations. The new rules will also apply to reservation windows at railway stations.
UPI Payment limit increased, a facility closed
The UPI facility with ‘Bridge Transaction’ and ‘Collect request’ will be closed from October 1. The option to ask for money from a friend or relative will also stop. NPCI has said that this will prevent online fraud and fishing. The limit of UPI transaction has been increased from ₹ 1 lakh to ₹ 5 lakh. Attractive offers will be available under UPI Auto-Pay facility.
NPS minimum amount increased, new tier system implemented
The minimum monthly amount in NPS was ₹ 500, which has now been increased to ₹ 1,000 and a new tier system has been implemented. Tier-1 of NPS is now focused on tax profit and retirement. There will be no tax benefit in Tier-2.
Changes in government pension schemes
Pension schemes related to the government will be changed from October 1, whether it is Atal Pension Yojana or National Pension Scheme. The public sector undertaking (PFRDA) has amended the fees related to the Central Recordskeeping Agency (CMA). Government employees will now have to pay ₹ 18 for e-Pran Kit to get a permanent retirement account number (PAN). The fee structure for NPS lights has been simplified.
New rules for online gaming
From October 1, new rules will also apply to online gaming platforms. Such platforms will have to get a license from the Ministry of Electronics and Information Technology. This will help prevent fraud, bring transparency and strengthen security in the gaming industry. The minimum age has also been determined.
New interest rates for small savings schemes
The Finance Ministry announced interest rates on small savings schemes for the October-December quarter of the financial year 2025-26 on 30 September. This is the seventh consecutive quarter in which the rates remained unchanged. These rates are reviewed quarterly and will be applicable from October 1, 2025 to 31 December, 2025.
