There is a lot of confusion in the minds of people whether banks will open on Saturday, July 18, 2026 or not. Many people are planning to go to the bank for important purposes like depositing cash, clearing cheques, getting demand drafts made or updating passbooks, but they are not sure whether their local branches are open or closed. It is worth noting that as per the rules of the Reserve Bank of India (RBI), all the government and private banks of the country remain completely closed on the second and fourth Saturdays of every month, while the work goes on normally on the first, third and fifth Saturdays.
If you have to go to the bank today or in the coming days to deposit cash, clear a check, update your passbook or for any other important work, then definitely check the list of bank holidays of RBI before leaving home. Bank holidays vary from state to state; Many times it happens that banks are closed in one state while functioning normally in another state. Having prior information saves time and unnecessary trips to the bank can be avoided.
Are banks open or closed on 18th July?
If you are wondering whether banks will open on Saturday, July 18, 2026, then there is good news: both government and private banks are open today in most of the states of the country. According to the RBI holiday calendar, today is the third Saturday of the month, on which banks usually work. This means that banks like SBI, HDFC Bank, ICICI Bank, PNB and Bank of Baroda will remain open.
Where will banks remain closed today?
Today (Saturday) banks will remain closed only in Sikkim because of ‘Drukpa Tshe-Zi’ festival there. Today, banking operations will remain closed in all branches of Sikkim, including Gangtok. Apart from this, banks will remain open normally in Delhi, Mumbai, Chennai, Bengaluru, Hyderabad, Kolkata, Jaipur, Lucknow, Patna, Chandigarh, Bhopal, Ahmedabad, Kochi, Bhubaneswar, Raipur, Dehradun, Shillong, Guwahati, Nagpur, Srinagar, Vijayawada and other cities of the country.
**When will banks be closed in July?**
In July, banks will remain closed on 26th July. Apart from this, banks across the country will also remain closed on July 25 as that day is the fourth Saturday. Talking about state-wise holidays, banks in Sikkim will remain closed on July 18 due to ‘Drukpa Tshe-Zi’. At the same time, banks in Agartala, the capital of Tripura, will remain closed on July 22 due to ‘Kharchi Puja’.
**How to do important work when the bank is closed?**
Even if the bank branch is closed on a particular day, facilities like internet banking, mobile banking and ATMs continue to work as usual. Customers of SBI, HDFC Bank, ICICI Bank, PNB, Bank of Baroda and other banks can transfer money, pay bills, check balance and use other digital banking services online. However, some services may take a little longer to process on bank closing days. So, if you have any important banking work, it would be better to complete it before the holiday.
**Online banking will remain operational**
** Most online services remain operational even during bank holidays. You can transfer money, apply for demand draft or check book, avail card related services and avail many other banking facilities through internet banking and mobile app.
