Monday is the last trading day of the 2025-26 financial year. On Tuesday, March 31, stock markets and banks will remain closed in many states; So, from a financial perspective, Monday is the actual last working day of the year.
Mahavir Jayanti holiday
In fact, on the occasion of Mahavir Jayanti, banks in most of the states of the country—including Delhi, Lucknow, Patna and Ranchi—will remain closed on March 31. Stock markets will also remain closed; Therefore, it is advised to complete all banking related work by 30th March. (Photo: ITG)
A difficult year for the market
The new financial year, 2026-27, is scheduled to begin from April 1. From a stock market perspective, Nifty’s monthly derivatives usually expire on the last Tuesday of the month; But, due to Tuesday being a holiday, the expiry of Nifty has been postponed a day earlier – i.e. on March 30, Monday. (Photo: AFP)
nothing but loss
Overall, this financial year has proven to be quite challenging; From a stock market perspective, investors have taken a huge hit. Between April 1, 2025, and March 31, 2026, Nifty delivered negative returns of 3 percent, while Sensex declined 5 percent during this financial year. (Photo: AI Generated)
huge fall in the market
In other words, there has been no income from the stock market in the last one year, because during this period there was a huge decline of up to 5 percent in the index. The performance of individual stocks has been even worse.
Huge decline in big banks
In the last one year, HDFC, the country’s largest bank, gave negative returns of 15 percent. ICICI Bank also recorded negative returns of 8 percent. During this period, a decline of 6 percent was recorded in the shares of Asian Paints. Additionally, shares of the country’s largest IT company—TCS—fell by a whopping 34 percent in the last one year. To summarise, FY26 has proved to be a bitter year for stock market investors.
got support from gold and silver
On the other hand, from the point of view of gold and silver, this financial year has been quite spectacular. During the financial year 2025-26, gold gave returns of more than 60 percent, while the price of silver more than doubled. As a result, gold and silver have once again emerged as a support for investors in difficult times.
